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Similarly, a shorter loan tenure increasesĪxis Bank offers the best interest rate across categories of loans. Higher the interest rate on the loan, higher will be your EMI and vice-versa. Remember, the interest rate and your loan tenure are the vital deciding factors for your loan EMI. This is because ĮMIs are computed on a reducing balance method, which works in your favour as a borrower.
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Saves time and energy instead of performing manual calculations.Here are the five benefits of using the EMI calculator: For instance, if R = 10% per annum, then R= 10/12/100 = 0.0083.įinding it complicated? Don’t worry! Use Axis Bank’s Home Loan calculator. The rate of interest (R) on your loan is calculated monthly i.e. and the tenure of the loan is 15 years, your EMI will be calculated as under (assuming a 1% processing fee):ĮMI = 5100000* 0.0083 * (1+ 0.0083)^180 = Rs 54,805 / -1 The aforesaid variables along with the processing fee are needed to determine your EMI.įor example, if you borrow Rs 51,00,000 for a home loan from Axis Bank at a rate of interest of 10% p.a. Mathematically, EMI is calculated as under:
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The use of these tools/ information contained / data generated herein. Indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from Neither Axis Bank nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, Tort (including negligence) or otherwise) shall arise out of or in connection with the services against Axis Bank.
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Axis Bank does not undertake any liability or responsibility to update any data. Prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. User should exercise due care and caution (including if necessary, obtaining of advise of tax/ legal/ accounting/ financial/ other professionals) The use of any information set out is entirely at the User's own risk. Pradhan Mantri Jeevan Jyoti Bima YojanaĪxis Bank does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein.Commercial Vehicle & Construction Equipment Loan.
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If you require legal or accounting advice or need other professional assistance, you should always consult your licensed attorney, accountant or other tax professional to discuss your particular facts, circumstances and business needs. The information in these materials should not be considered legal or accounting advice, and it should not substitute for legal, accounting, and other professional advice where the facts and circumstances warrant.
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